After an in-depth market survey and study, the current working population is demonstrating more mature and diversified investment strategies when facing the uncertainty of the future economy. Survey data reveals that in wealth management, an obvious trend is that many people are no longer solely pursuing short-term consumption satisfaction but looking towards the long-term, seeking the preservation and appreciation of their assets.
Savings remain the preferred choice for many, but an increasing number of workers are actively exploring diverse investment avenues, including funds, stocks, and gold. Additionally, in terms of consumption concepts, a rational consumption attitude has begun to take hold. They realize that moderate restraint on unnecessary spending not only helps with current financial management but is also a consideration for the quality of life in the future.
It is noteworthy that overseas investments are gradually becoming an indispensable part of workers’ asset allocation. They no longer limit their investment horizons to the domestic market but cast their eyes globally in search of more diverse and extensive investment opportunities.
In the financial management field, the viewpoint of economist Zhou Jintao seems particularly relevant: “Wealth in life depends on Kondratiev waves.” Currently, the focus of widespread interest is whether the year 2024 will mark the beginning of a new economic cycle?